TEAM Cheryl Ham Team Blog
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Community Renovation Day 2024: A Day of Service
Community Renovation Day 2024: A Day of Service
Recently I had the incredible privilege of participating in Community Renovation Day. CRD is an annual event headed by Renovation Alliance where volunteers come together to help homeowners who cannot afford to (or who are not able to) complete home renovation tasks themselves.
That Saturday, we came together to paint a large handicap ramp for a local resident. It was more than just a day of hard work; it was a celebration of community spirit and collaboration!
Our pa...
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Zoo Boo at Mill Mountain Zoo - No tricks, just treats!
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What Homeowners Need to Know Regarding Water-Related Events and Their Insurance
Our hearts are with all of those who have been displaced and are dealing with loss of all kinds in the aftermath of Hurricane Helene, Hurricane Milton and other severe weather events. Given this recent storm activity, we felt it is worth sharing some helpful information to homeowners in regards to what property insurance covers and does NOT cover related to water events. We would like to thank Allstate Insurance agent Whitwell Kelly for his contributions to this article.
"What does m...
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Three of Our Favorite Golf Courses in the Roanoke Area
Sometimes there's nothing better than a sunny day out on the links and we are blessed to have some fantastic golf courses here in Virginia's Blue Ridge. As an avid golfer, I wanted to share my three favorite courses in the area (in no particular order) ...
Located just off 460E in Roanoke, Blue Hills GC offers nice wide fairways (for the most part) and quite a few flat putting greens. One hole features a pond to play over to reach the green and another offers a creek to be wary of. Also, several holes offer fantastic views of the Roanoke Valley. Overall, this a forgiving and enjoyable golf course.
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How to Remove PMI Using a Home Appraisal or Broker's Price Opinion
This Feels Illegal to Know…
How to Remove PMI Using a Home Appraisal or Broker's Price Opinion
Private Mortgage Insurance (PMI) can be a costly addition to your monthly mortgage payments, especially if you purchased your home with a down payment of less than 20%. Fortunately, if your home has appreciated in value due to market conditions or improvements, you might be eligible to remove PMI by demonstrating increased equity. Here's a guide on how to leverage a home appraisal or broker's price opinion to eliminate PMI.
* Understanding PMI and Its Impact
PMI is designed to protect lenders in case o...
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